:root{--ink:#17211b;--muted:#617066;--paper:#f6f3ea;--card:#fffdf8;--forest:#203f32;--sage:#dfe8dc;--gold:#c88b3a;--line:#d9ddd5;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--forest)}.wrap{max-width:1120px;margin:auto;padding:0 22px}
header{position:sticky;top:0;z-index:30;background:rgba(246,243,234,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}nav{height:72px;display:flex;align-items:center;gap:26px}.brand{font-family:Georgia,serif;font-size:23px;font-weight:700;text-decoration:none;color:var(--ink);margin-right:auto}.brand span{color:var(--gold)}nav a{text-decoration:none;font-weight:650;font-size:14px}.navcta,.btn{background:var(--forest);color:white!important;padding:11px 16px;border-radius:8px;text-decoration:none;display:inline-block;font-weight:750}.hero{padding:78px 0 55px;background:linear-gradient(135deg,#f6f3ea 55%,#e4eadf)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:12px;color:#6f6b54}.hero h1,h1,h2{font-family:Georgia,serif;line-height:1.08}.hero h1{font-size:clamp(44px,7vw,78px);max-width:800px;margin:12px 0 18px}.hero p{font-size:20px;max-width:720px;color:#45534a}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn.alt{background:transparent;color:var(--forest)!important;border:1px solid var(--forest)}.strip{background:var(--forest);color:white;padding:18px 0}.strip .wrap{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:14px}.section{padding:66px 0}.section h2{font-size:38px;margin:0 0 14px}.lede{max-width:760px;color:var(--muted);font-size:18px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:25px;box-shadow:0 8px 28px rgba(31,48,38,.04)}.card h3{font-family:Georgia,serif;font-size:23px;margin:7px 0}.card p{color:var(--muted)}.tag{font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:#8a6a35}.path{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:28px}.step{background:#e9ede5;padding:20px;border-radius:12px}.step b{display:block;margin-bottom:6px}.article{max-width:790px;margin:auto;padding:56px 22px 90px}.article h1{font-size:48px;margin:10px 0 20px}.article h2{font-size:30px;margin-top:44px}.article h3{margin-top:30px}.article p,.article li{font-size:17px}.crumb{font-size:13px;color:var(--muted)}.note{border-left:4px solid var(--gold);background:#fff9ed;padding:18px 20px;margin:26px 0}.money{background:var(--forest);color:white;padding:26px;border-radius:14px;margin:34px 0}.money a{color:white}.money .btn{background:white;color:var(--forest)!important}.disclosure{font-size:13px;color:var(--muted);border:1px solid var(--line);padding:13px;border-radius:9px}.checklist li{margin-bottom:8px}footer{background:#17211b;color:#dce4dd;padding:48px 0}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.popupback{position:fixed;inset:0;background:rgba(12,18,14,.64);z-index:80;display:none;align-items:center;justify-content:center;padding:20px}.popup{max-width:540px;background:#fffdf8;border-radius:18px;padding:34px;position:relative;box-shadow:0 24px 90px rgba(0,0,0,.3)}.popup h2{font-size:34px;margin:5px 0 12px}.close{position:absolute;right:15px;top:12px;border:0;background:transparent;font-size:26px;cursor:pointer}.popup small{color:var(--muted)}
@media(max-width:760px){nav a:not(.brand):not(.navcta){display:none}.grid,.path,.footgrid{grid-template-columns:1fr}.hero{padding-top:52px}.article h1{font-size:38px}.popup{padding:28px 22px}.strip .wrap{display:block}.strip span{display:block;margin:5px 0}}